uwin4u.com

Preamble

These Terms and Conditions ( T&Cs or Agreement) constitute and govern the contractual relationship between the parties

UWin4U Ltd, Central Business Centre, Mdina Road, Zebbug, ZBG 9015, Malta (referred to below as Uwin4U);

and the Customer on the other side, herein after referred to as Customer or You.

Definitions

The following words and terms, should be interpreted as follows, unless, the context clearly implies otherwise.

UWin4U, Us, or We shall mean UWin4U Ltd.

Customer, You, Punter, User or Account Holder shall mean the Customer of the Service and of the software accessible through the Internet Site and having a contractual relationship with UWin4U.

Registration Form shall mean the form to be filled in by the Customer to open a Betting Account.

Internet Site, Website or Site shall mean the Internet Site www.UWin4U.com and all other sites connected to it and accessible through links or other access paths.

Regulatory Authority is the Malta Gaming Authority (MGA) ( Building SVM 02-03, Level 4, SmartCity Malta, Ricasoli SCM1001, Malta, http://www.mga.org.mt), which is the main regulator of remote gaming operations.

Service shall include UWin4U services and betting offer activities related to it and listed on www.UWin4U.com including but not limited to betting.

Software shall mean the software licensed by Uwin4U including all programs and databases and any other derived content whether accessible or otherwise used by you through the Internet Site and allowing you to participate in the bets being offered.

Betting Account or Account shall mean a personal account opened by an individual and maintained by UWin4U as to allow this person to bet online.

GENERAL

1.1

UWin4U in these Terms and Conditions refers to UWin4U Malta Ltd., a company incorporated in Malta, having the following registered address:

UWin4U Malta Ltd. Central Business Centre Mdina Road

Zebbug, ZBG 9015 Malta

1.2

The term Customer references any individual or entity that expressly or impliedly agrees to all terms and conditions of UWin4U by opening an account and placing bets on events on UWin4U’s website.

1.3

All Customers accessing the UWin4U Website agree to abide by the following terms and conditions governing the use of its services (the Agreement).

1.4

This Agreement describes the terms, conditions and risks applicable to the Customer use of UWin4U services available under the domain of www.UWin4U.com (the Site). If the Customer has any questions regarding this Agreement, please contact Customer Support (support@UWin4U.com). In case of a dispute, which cannot be solved with the help of the customer support department, please turn to the appropriate gaming authority.

1.5

The Customer must read, agree with and accept all of the terms and conditions contained in this Agreement without modifications, which include those terms and conditions expressly set forth below and those incorporated by reference, before the Customer may become an active, registered Customer of UWin4U. By continuing to access or use the Site, the Customer agrees to follow the terms and conditions of this Agreement.

1.6

This Agreement is effective upon acceptance in registration for newly registering Customer. The Customer commits to comply with the Terms and Conditions of the website. If the Customer does not agree to be bound by the terms and conditions of this Agreement, and does not use or access our Site after registering, the Customer must inform us in writing immediately.

1.7

This Agreement shall be governed by and interpreted in accordance with the laws of Malta, excluding that body of law pertaining to conflict of laws. Any legal action or proceeding arising under this Agreement will be brought exclusively in courts located in Malta, and the parties hereby irrevocably consent to the personal jurisdiction and venue therein.

1.8

UWin4U will not be liable in any way to any persons in the event of force majeure, or for the act of any government or legal authority. In the event that any provision in this Agreement is held to be invalid or unenforceable, the remaining provisions will remain in full force and effective.

1.9

Failure of a party to enforce any right or provision of this Agreement will not be deemed a waiver of such right or provision.

1.10

UWin4U may amend the terms of this Agreement from time to time by posting the amended terms on the Site. Any amendment will be notified to any Customer in advance and the Customer must re-confirm acceptance, before changes come into effect for that Customer. If the Customer does not agree to be bound by the changes to the terms and conditions of the Agreement, the Customer must not use or access our Services, and inform us in writing immediately.

1.11

UWin4U is licensed in Malta and regulated by the Malta Gaming Authority, which is a regulatory body.

1.12

The license number of UWin4U is MGA/CL2/1166/2016 issued on 5/10/2016.

1.13

Should there be any discrepancy between the T&Cs in the English language version and the version in any other language, the English version will supersede. The prevailing language in case of interpretation will be the English language. All language versions in the Terms and Conditions will reflect the same principles.

AGREEMENT

This Agreement is made by and between UWin4U and the Customer. This Agreement applies to the UWin4U Site, including its electronic content and or software currently contained on the Site that supplies the Customer with the events and services offered by UWin4U.

ELIGIBILITY

3.1

The Services are available to and may only be used by individuals who can form legally binding contracts under the law applicable to their country of domicile. It is the Customers responsibility to ensure that their betting is legal.

3.2

Services are not available to persons under the age of 18 or otherwise under legal age (Minors). If the Customer is a Minor, the Customer may not use this service. If as a Customer you do not qualify, please do not use our Site. Participation in the events for money is exclusively reserved for individuals over 18 years of age, or the minimum age as set in law for participation in the corresponding country. Playing by minors is strictly prohibited, even in the presence of a guardian or an adult. If this provision is not followed, UWin4U will return any monies paid by that person as soon as reasonable practicable but reserves the right to withhold any winnings and take legal action against those adults who allow an underage person to play.

3.3

UWin4U is entitled to require Customers to provide proof of age and to refuse a Customers admission to the bets if it has reasons to believe that the minimum age requirement is not fulfilled.

3.4

In all circumstances we shall not be held responsible for misuse of our services by any unauthorized parties or minors.

3.5

UWin4U Services are not available where they are illegal to use. In particular, UWin4U does not accept Customers from the USA. UWin4U reserves the right to refuse and/or cancel Services at its own discretion.

REGISTRATION INFORMATION

4.1

In order to participate in the betting a Customer must complete the registration form on the website www.UWin4U.com and therewith open a “Betting Account”. The Customer must fill in the registration form provided by UWin4U which shall at least include the following details:

4.1.1

The Customers identity. The Customer warrants to, provide true, accurate, current and complete information regarding identity during the registration process. Any false information or impersonation of any person or entity, misrepresentation regarding any affiliation with another person, entity or association, use of false headers or other acts or omissions to conceal one’s identity from UWin4U for any purpose will be prosecuted under the fullest extent of the law. A Customer accessing UWin4U services will be asked to provide valid subsisting verification of age, identity and relevant information.

4.1.2

Date of Birth. The Customer assures UWin4U that he/she is over 18 years of age. No person under 18 years of age may be registered as a Customer and any funds deposited or any money won by any such person shall be forfeited to the Regulatory Authority.

4.1.3

The Customers place of residence

4.1.4

The Customers valid e-mail address and contact number (phone / mobile)

4.1.5

Personal and confidential username. The Username must be unique and clearly identifiable. Offensive or indecent names are not allowed. Further prohibited are usernames that contain or allude to an Internet link or account names, which allude to certain rights of the Customer (ex. the term “administrator” is reserved for UWin4U). We reserve the right to suspend accounts with an unacceptable Username. Accounts can be reactivated as soon as a suitable and acceptable alternative has been chosen.

4.1.6

Password. The Customer is advised to choose a strong and non-predictable password for security and is responsible for ensuring that this password is kept secret.

4.2

During the registration process, a Customer must provide UWin4U with valid identification, including but not limited to the address, contact email and/or personal telephone number.

4.3

The Customer shall ensure that the registration details are kept up-to- date and shall make any necessary changes of name, address or e-mail address on UWin4U’s website without undue delay. It is the Customers responsibility to inform us immediately of any changes to the Customers personal information.

4.4

In the event that UWin4U has reason to believe that the information given is inaccurate, UWin4U is entitled to suspend or terminate Customers account and retain any winnings.

4.5

The Customer is responsible for securing the Customer Username and Password for their account with UWin4U. The Customer holds no responsibility for any damage caused due to any act or omission of the Customer causing inappropriate or irregular use of their Account.

4.6

A Customer must register personally and not on behalf of someone else.

4.7

The Customer is not allowed to register if he/she is already registered on UWin4U Site with an account. Only one account per person, per pc, per IP address and per address is allowed. Use of more than one Account per physical Customer is known as “multi-accounting” and as such is strictly forbidden. With regard to suspected fraud, UWin4U reserves the right to block an account at any time and to cancel all transactions associated with a Customer who has registered more than one account in his own name or under any different names. This also applies to those Customers who, for instance, switch first and last names in order to create another account. An issued member card account is also an account and the creation of any additional one is not permitted.

4.8

UWin4U will treat with care the information the Customer entrusts to it, in accordance with the disclosures it provides during the registration process and in its Privacy Policy.

4.9

It is prohibited for Customer to sell, transfer and/or acquire accounts to/from other Customers. It is also prohibited for Customer to transfer funds between accounts. Funds can only be remitted to the same account from where they originated at the deposit stage.

4.10

A Customer declares not to deposit money using a credit card, to which he/she is not authorised.

4.11

Making deposits by the Customer into an account for any reason other than participating in betting, particular illegal purposes (e.g. money laundering or ill-gotten means) is not allowed; Depositing money originating from criminal and/or other unauthorised activities is also prohibited;

4.12

A Customer declares not to be classified as a compulsive gambler;

4.13

A Customers registration may be refused or closed at the operator’s sole discretion, but contractual obligations already made will be honoured.

4.14

The registration and set up of a betting account are free of charge.

4.15

There is no general right to registration and participation in the betting.

PASSWORD SECURITY

5.1

The Customer is advised to choose a strong and non-predictable password for security and is responsible for ensuring that this password is kept secret.

5.2

It is the Customers responsibility to ensure they keep their Username and security details (including password) confidential. In the event that there is concern that the secrecy of such details is no longer the case, Customer should notify UWin4U immediately whereupon new details may be forwarded and any future transactions under the previous details would be considered void.

5.3

UWin4U is in no way responsible for the eventual access to a User Account by a third person and will not be held responsible for any eventual loss suffered due to the illicit use of a Customers password by a third person, of unauthorized access, and/or for any transaction in which the name and password of a Customer was registered correctly.

LEGAL RESTRICTIONS

6.1

The Customer warrants its understanding that laws regarding online gambling vary throughout the world, and it is Customers obligation alone to ensure compliance with any law, regulation or directive, relevant to Customers country of domicile. Ability to access the UWin4U Site does not necessarily mean that UWin4U Services, and/or Customer activities through it, are legal under the laws, regulations or directives relevant to the Customer country of domicile.

6.2

The Customer understands and accepts that UWin4U is unable to provide them with any legal advice or assurances and that it is their sole responsibility to ensure that at all times they comply with the laws that govern them and that they have the complete legal rights to place bets. Any participation in the betting is at their sole option, discretion and risk. By placing bets on events, they acknowledge that they do not find the bets or Services to be offensive, objectionable, unfair, or indecent in any way.

6.3

UWin4U does not intend that its Site should be used for betting or any other purposes by Customer present in countries in which such activities are illegal. UWin4U’s Site does not constitute an offer, solicitation or invitation by UWin4U for the use of betting or other services in any jurisdiction in which such activities are prohibited by law.

6.4

Customers shall not treat the licensee as a financial institution nor expect interest on their deposits.

LIMITED USE

7.1

UWin4U grants the Customer a non-exclusive, non-transferable and limited personal use to access the Site (the "Licence"). The Site use is conditioned on continued Customer compliance with the terms and conditions of this Agreement.

7.2

The Customer agrees not to resell marketing materials provided to them by UWin4U or permit secured access of the Site to others, and not to copy any materials appearing on the Site for resale or for any other purpose to others without the prior written consent of UWin4U.

7.3

The Customer shall be responsible and bound by any unauthorized use of the Site, made in breach of this section.

7.4

The Customer agrees to use the information received from the information systems of UWin4U for the sole purpose of executing transactions inside and within the Site.

7.5

The Customer further agrees not to use any electronic communication feature of a Service on the Site for any purpose that is unlawful, tortuous, abusive, intrusive on another's privacy, harassing, libellous, defamatory, embarrassing, obscene, threatening or hateful.

7.6

This Agreement will terminate if UWin4U believes that any information provided by the Customer, including the Customer e-mail address, is no longer current or accurate, or if the Customer fails to otherwise comply with any term or condition of this Agreement and all rules and guidelines for each service, or UWin4U establishes that the Customer has abused in any way UWin4U’s offers and services. Upon notification of such violation, the Customer agrees to cease accessing Services. The Customer agrees that UWin4U, at its sole discretion and with or without notice, may terminate the Customer access to any or all Services, close Customer open transactions, remove and discard any information or content with its Service.

MISCONDUCT

8.1

Misconduct by Customer is forbidden on the website. Customers behaviour is deemed as a violation of these Terms and Conditions, whenever, but not exclusively, if the Customer:

8.1.1

intentionally provides inaccurate or incomplete information;

8.1.2

attempts to manipulate the result of events through concerted practices, alterations of the program or in any other undue way;

8.1.3

deliberately cause malfunctions or defects of the website in order to undermine the natural flow of the event;

8.1.4

sets up more than one account per person; or any other regulations set out in these Terms and Conditions is violated.

This list of misconduct is not exhaustive.

8.2

The Customer will not decompile or attempt to decompile the software on UWin4U’s website or develop software that interferes with the Customer-Server- Communication software used on its website.

8.3

The use of any software program which facilitates artificial intelligence is strictly prohibited. Prohibited software may include software which UWin4U believes allows Customer to cheat or gives one Customer an unjust advantage while wagering on the website. UWin4U reserves the right to take action in order to detect and prevent the use of such software by Customers. Should UWin4U identify or suspect for good reason the use of prohibited programs, UWin4U reserves the right to freeze the relevant Customer account for a period of at least six (6) months, to confiscate any funds in that account and/or to suspend the Customer from using the services of UWin4U.

8.4

In the event of misconduct by a Customer, UWin4U is entitled to immediately terminate the Agreement with the Customer and exclude him from further use of the website. Further, UWin4U is entitled to interrupt and terminate on-going events to block the Customer or the Customer's account with or without prior notice and to retain the Customer credit and winnings achieved through misconduct until clarification of the situation.

ACCOUNT CANCELLATION

9.1

UWin4U reserves the right in its sole discretion to refuse, cancel the Services, and/or refuse to distribute profits to anyone for any legitimate reason including, but not limited to:

9.1.1

Any instance when UWin4U has cause to believe that a person's activities on the Site may be illegal;

9.1.2

Any instance where UWin4U may suffer any fiscal, regulatory, or pecuniary disadvantage by virtue of anyone’s activities;

9.1.3

Any instance where one or more transactions on the Site are judged by UWin4U to have been performed in violation of this Agreement.

9.2

UWin4U prohibits Customer collusion and takes measures to prohibit use of devices, such as robots, that distort normal betting. The Customer further declares that he has no prior knowledge of the outcome of a result through the distortion of the event.

9.3

UWin4U reserves the right to terminate events without prior notice, whenever it deems necessary due to errors in the publication of odds, software errors, which cause bets to work incorrectly or malfunction.

ABORTED OR MISCARRIED EVENTS

10.1

In the event that any information is incorrectly published on the website, UWin4U will take remedial action in order to rectify and amend the data in the system so as to reflect the correct information. Any winnings that are affected by the publishing of incorrect information will also be accordingly amended.

10.2

In the event of a miscarried event for any reason whatsoever, all Customers transactions are always accurately logged on our systems. Kindly contact customer care team for any queries via email on support@UWin4U.com.

10.3

We reserve the right to correct or declare results void with hindsight, if the result of the event was caused by a technical default, fraudulent behaviour of a Customer or through a fake wager. We reserve the right to recall any payment that is made in error.

DEPOSITS

11.1

In order to fund a Customer account (by transfer of money to UWin4U’s account) one can do so by utilising the deposit methods and their relative information, which are included in the Deposit section on the website.
All deposits are handled through our Payment Service Provider UWin4UHolding Ltd, which is PCI DSSI compliant.
As soon as you have registered with your username and password, you can carry out an online deposit by clicking the “Deposit” button and following the directions. Your deposit can be made via bank wire to our bank account, prepaid card, paysafecard, Skrill (Moneybookers), Neteller, PayPal or credit card (VISA or MasterCard).
Unlike other betting companies, UWin4U does not charge you a handling fee when you make a deposit via credit card. Please remember to list “UWin4U Ltd”, as the beneficiary, and to enter your username in the reason for Payment field. Also, please remember that bank wire transactions within Europe take 3-5 business days, and outside of Europe a delay

11.2

UWin4U reserves the right to impose certain conditions on the use of particular payment methods. UWin4U has also the right to change the payment methods available without giving notice.

11.3

UWin4U does not guarantee that all methods of payment are available at all times.

11.4

A deposit request via credit card into a Customer account, funds the account in real time, but only if the card issuer has approved the transaction.

11.5

Self-deposit limits can be imposed by the Customer through the use of the website.

11.6

The minimum deposit amount per transaction is €10, while the maximum deposit amount can be varied at UWin4U’s discretion.

11.7

UWin4U uses only payment processors which are authorised under the Payment Services Regulations 2009.

11.8

UWin4U Ltd offers protection of Customer funds at a medium level: Customer funds are kept in accounts separate from business accounts; and insurance arrangements have been made to ensure assets in the Customer accounts are distributed to Customers in the event of insolvency.

11.9

Deposit-methods

Method	Duration	Min deposit	Max deposit	Withdrawal possible
Bank Transfer	3 – 7 days	1 €	-	yes
Neteller	immediately	1 €	5'000 €	yes
PayPal	immediately	1 €	5'000 €	yes
Paysafecard	immediately	1 €	-	no
Skrill	immediately	1 €	10'000 €	yes
Sofortüberweisung	immediately	1 €	-	no
Visa/MasterCard	immediately	1 €	-	yes

WITHDRAWALS

12.1

A request for a withdrawal cannot be made while the Customer is involved in a betting session.

12.2

UWin4U's finance department handles all withdrawal requests submitted. UWin4U reserves the right to verify the entitlement of the Customer and, in case of doubt, to retain the withdrawal. Valid documents issued by government and identity documents must be submitted in order to process a withdrawal. No withdrawals for the cumulative amount of €2,330 and over will be processed, unless such documentation has been submitted by the Customer and verified by UWin4U’s finance department.

12.3

Withdrawal methods and their relative information are included in the Withdrawal section on the website. Any withdraws have to be made by utilising the withdrawal methods and their relative information, which are included in the Withdrawal section on the website.

12.4

If you’d like to withdraw your winnings, just click Withdraw in your UWin4U account and follow the instructions. Withdrawals via Skrill (Moneybookers) or bank wire are transferred to a bank account in the recipient’s name. Within Europe, the funds will usually arrive within three to five business days. Outside of Europe, transfer may take between five and seven business days. Withdrawals via Skrill (Moneybookers) are deposited into your Skrill (Moneybookers) account right away. When withdrawing funds from your UWin4U customer account, no fees apply as long as your IBAN and SWIFT are correct. If not, we reserve the right to charge the fees that the bank requires the Customer. Outside the EU, fees generally apply.

12.5

Any expense related to withdrawal requests, if applicable and explicitly announced on the website, shall be charged to the receiver.

12.6

The personal data of the Customer of the cash betting account and the holder of the bank account (or any other payment method) must correspond. UWin4U will perform a KYC procedure through which it will verify the validity of the Customers email address and personal details submitted.

12.7

A limit is set by UWin4U on the maximum winnings which can be paid out. If the Customer places a bet for which the payment of winnings exceeds the limit, UWin4U is not liable for the excess amount. Betting pay-outs are reduced accordingly in this case. This also applies even if UWin4U has not made it clear to the Customer upon conclusion of the bet that the winnings may exceed the limit. UWin4U is not liable under any circumstances for the theoretical loss of winnings incurred by the Customer resulting from such a reduction.

12.8

Withdrawals from a Customer Account can only be addressed strictly to the person registered on the account and as per the conditions specified on the UWin4U Site.

12.9

Under no circumstances can funds be withdrawn from one’s account unless the same funds have been wagered at least once.

12.10

Withdrawal-methods :

Method	Duration	Min withdraw	Max withdraw
Bank Transfer	3 – 7 days	10 €	-
Neteller	immediately	10 €	5'000 €
PayPal	immediately	10 €	5'000 €
Skrill	immediately	1 €	10'000 €
Visa/MasterCard	immediately	10 €	-

12.11

Each pay out request is checked by an employee and transferred manually. There are no automatic transfers.

12.12

The processing of three pay-outs per calendar week is free of charge. If you should request more than three pay-outs per calendar week, we will deduct a processing fee of 5 €from the pay-out amount per pay-out.

USE OF CUSTOMER ACCOUNT

13.1

The amount that is displayed as the Customer “pay-out” is net of fees. Accordingly, the “pay-out” amount will be the exact amount deposited into your account.

13.2

The base currency in UWin4U’s software is EURO, but the account balance of the Customer may be displayed in another currency.

13.3

In the case that no transaction has been recorded on a customer account for thirty (30) months, UWin4U shall remit the balance in that account to the Customer, or if the Customer cannot be satisfactorily located, to the Malta Gaming Authority.

13.4

Customers may choose to close their account at any time. In such cases a Customer is requested to send an email to support@UWin4U.com, and customer care will proceed in closing the account and confirming to the Customer that such termination has taken place.

In order for a Customer to claim funds from a dormant account, closed, blocked or excluded account, one must contact UWin4U by email on - support@UWin4U.com.

13.5

The Customer directly authorises UWin4U to levy account fees. For this, the debit is taken from the Customers UWin4U account in accordance with the Terms and Conditions. UWin4U reserves the right to charge an inactive account fee for 5 EUR or equivalent amount in the currency of the betting account per month. Inactive account means customer accounts which have not recorded any log in and/or log out for a period exceeding 12 consecutive months. The administrative charge will be imposed on the betting account of the Customer. The first fee for inactive accounts will be deducted following 12 months of inactivity. All consecutive fees for inactive accounts will be deducted on a monthly basis until the betting account balance reaches zero. When this happens the account will be closed automatically. All registered Customers will be notified at least 30 days prior to any fees being incurred that the inactive account fee is to be charged to their accounts. Holders of inactive accounts may instantly rea

UWIN4U’S BONUS POLICY

14.1

Under certain circumstances, in addition to the amount of money deposited, so called “Bonus Money” is credited to the account.

14.2

Bonuses being offered and their details of crediting Bonus Money will be available on the Bonus/Promotions section of the website. The amount of Bonus Money is determined by UWin4U and set out on the website. The Customer has no general entitlement to receive Bonus Money.

14.3

UWin4U offers a number of attractive reward features to its new and subsisting Customers. Bonuses are rewarded to Customers as part of UWin4U's promotions program. These bonuses are limited time offers and the terms and conditions associated with any bonus rewards are subject to change.

14.4

The withdrawal of funds from an account before completing bonus conditions will immediately nullify the bonus and the Customer will no longer be eligible for any accumulated bonus rewards.

14.5

Any indication of fraud, manipulation, cash-back arbitrage, or other forms of deceitful or fraudulent activity based on the provision of the bonus will render the account inactive along with any and all profits or losses garnered.

14.6

All language versions of the bonus Terms and Conditions will reflect the same principles. The prevailing language in case of interpretation of any bonus will be the English language.

LIMITED LIABILITY

15.1

The services offered on the Site are available to Customers only within the scope of the current state of technology used. UWin4U provides no guarantee and accepts no liability for the uninterrupted availability or the service ability of the services offered.

15.2

UWin4U undertakes to supply steady Services on the Site. However, UWin4U assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, the Site or Services.

15.3

UWin4U is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, hardware, software, failure due to technical problems or traffic congestion on the Internet or on any of the Site or Services.

15.4

UWin4U accepts no liability for any interruption of events or website downtime. It is not liable for any errors contained in any event, nor is it duty bound to correct them – UWin4U is not liable for any damage caused as a result. Furthermore, UWin4U assumes no liability for the existence of or damage caused by viruses or other damaging components on the website or the corresponding server, which could lead to damage to the computer hardware and software of the Customer.

15.5

UWin4U is not liable for damages caused by mistakes of data entry, storage and processing of the data and by incompleteness and inaccuracy of transmitted data. In particular, UWin4U reserves the right to correct obvious mistakes during the storage and processing of results (e.g. the mistakes relating to the identity of the Customers, wagers etc.) In cases of such mistakes due to errors or software problems, causing an event to miscarry or abort, the event will be deemed void and the wagered amount will be refunded to the Customer.

UWin4U also reserves the right to limit/refuse bets, whenever it deems this to be necessary due to any errors, software malfunctions or similar circumstances.

15.6

To the maximum extent permitted by applicable law, under no circumstances shall UWin4U be responsible for any loss or damage resulting from use of the Site or Services, from any content posted on or through the Site or Services, or from the conduct of any Customer of the Site or Services, whether online or offline.

15.7

In no circumstance shall UWin4U or any of its directors or employees be liable to the Customer for any damages whatsoever, including without limitation indirect, incidental or any type of consequential damages, which may arise from out of, or in connection with Customers use of the Site or services, including but not limited to the quality, accuracy or utility of the information provided.

15.8

UWin4U is not liable for damages of any kind that are caused by the undue use of the account by the Customer or third parties.

15.9

UWin4U is not liable for the loss of winnings caused by events that are interrupted.

15.10

In case of infringement of the Terms and Conditions of the website by the Customer, the Customer shall indemnify UWin4U from any claims by third parties and bear any losses, costs or damages resulting thereof.

15.11

The forgoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction, and in no event shall UWin4U’s cumulative liability to the Customer exceed the amount of money the Customer transferred or deposited in the Customer's account on the Site in relation to the transaction giving rise to such liability.

ANTI-MONEY LAUNDERING PROCEDURES

16.1

No person shall abuse this Site for the purpose of money laundering. UWin4U may employ best-practice anti-money laundering (AML) procedures. UWin4U reserves the right to refuse to do business with, to discontinue to do business with, and to reverse the transactions of, Customers who do not accept or conform to the following AML requirements and policies:

16.1.1

Winnings will only be paid to the individual who initially registered to open a live account and specifically only to the originating credit card or account on file;

16.1.2

When a Customer funds an account by means of credit/debit card deposits, winnings will only be distributed to the individual whose name appears on the card used to make the deposit and only be paid back to the same card;

16.1.3

Only one account is allowed per person. No winnings may be collected on accounts opened in false names or on multiple accounts opened by the same person;

16.1.4

UWin4U will require a copy of a valid identity document that has been issued by the competent authority of a recognized state or country, e.g. passport, personal identity card, driving licence; when verifying the identity of a Customer, UWin4U may also request a gas, water or electricity bill or a property rental agreement. UWin4U may at its sole discretion suspend an account until such proof has been provided to its satisfaction;

16.1.5

All transactions are checked to prevent money laundering;

16.1.6

If the Customer does not respect these rules and regulations, then UWin4U may suspend the customer account pending investigation.

16.2

Any suspicious or fraudulent transactions will be immediately reported to the relevant authorities, including but not limited to the Malta Gaming Authority of Malta.

16.3

UWin4U also takes into the account the Gambling Commission’s guidance on anti-money laundering and provides the Commission with the unique reference number of any suspicious activity report submitted. Succinctly summarised this means that UWin4U reports suspicious activity to the FIU (Financial Intelligence Unit) and / or to the NCA (National Crime Agency), as well as to the responsible gaming authority.

INTELLECTUAL PROPERTY

17.1

All content, trademarks, services marks, trade names, logos and icons are the property of UWin4U or its affiliates are protected by copyright laws and international treaties and provisions.

17.2

The Customer agrees not to delete any copyright notices or other indications of protected intellectual property rights from materials that the Customer receives from UWin4U or UWin4U’s Site. The Customer will not obtain any intellectual property rights in, or any right or licence to use such materials or the Site, other than as set out in this Agreement.

17.3

Images displayed on the Site are either the property of UWin4U or to be used with permission. The Customer agrees not to upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property rights (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights and the prior written consent of UWin4U.

INDEMNIFICATION

The Customer agrees to defend and indemnify UWin4U and its officers, directors, and employees, and to hold them harmless from and against any and all claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney's fees and costs, arising out of or in any way connected with:

• Customer access to or use of the Site or Services;

• Customers violation of any of the terms of this Agreement; or

• Customers breach of any applicable laws or regulations.

TERM AND TERMINATION

19.1

The Customer may only terminate the agreement with UWin4U by providing (30) thirty- day written notice to the customer support email at support@UWin4U.com. Any failure to provide this (30) thirty-day written notice will result in the Customer continuing to be bound by all prescribed terms and conditions.

19.2

For security reasons, UWin4U will archive any data in their possession even after the closure of an account.

RESPONSIBLE GAMING

UWin4U wants to ensure that its Customers gamble in a responsible manner, but we also acknowledge that gambling can be addictive to some and affect their lives negatively. Since we care for our Customers, and want online gaming to be an enjoyable experience, we offer various measures for a Customer to gamble in a responsible manner. These can be set by the Customer through the website and include the following:

• Set Limits on Deposits

• Set Limits on wagers and losses

• Set limits on session time

• Self-exclude for a definite period of time

• Self-exclude indefinitely

Before possible limits of a player are raised, limitations are uplifted or the blockade of the Account is made undone, a cooling down period of seven days is necessary before the request can be processed by UWin4U. Requests for lower limits or requests for a renewal of the period of exclusion will enter into force immediately.

To comply with the social responsibility code, UWin4U will close any Customer account of a person, who self-locks their account and return any funds held in the account. Furthermore, UWin4U will stop sending any advertising material to any Customer who self excludes.

Our Site also contains links to external entities and information which can help in case of addictive gambling. If you believe that you might be negatively addicted to gambling, we encourage you to seek help through these areas of our website and also contact us through email. Further information can be found under: https://www.UWin4U.com/en/info/help/responsible_gaming.html.

COMPLAINTS

21.1

In case of a complaint or an issue, the Customer is to contact customer support by email on support@UWin4U.com, detailing the nature of the complaint. UWin4U customer care representatives shall reply to the Customer accordingly to address the issue, and will try to reply to all requests within 2 days from when the complaint is sent.

21.2

If the Customer feels that the complaint has not been resolved, he or she can bring the dispute to the Malta Gaming Authority by email on complaints@mga.org.mt.

By opening an Account with UWin4U, the Customer implicitly gives his authorization to the processing of any personal data in compliance with the privacy laws in force in Malta. The processing of personal data is exclusively managed to the end of account maintenance for use of the services as offered by UWin4U.

UWin4U does its utmost to ensure the privacy, confidentiality and security of its Customers, which are preserved both throughout their interaction with the Company and afterwards, to the fullest extent achievable by UWin4U.

22.1

When Customers register with the Company, they acknowledge their willingness to share with UWin4U certain private information which will be used for the purpose of confirming the Customers identity and ensuring the security of their deposits and customer account. This information is collected in line with our stringent verification procedures that are used to deter international money laundering operations and to ensure that security and safety of our Customers activity throughout. The information will be only being processed by the staff who require such access.

22.2

Our Customers undertake to supply us with true, updated and accurate information about their identity. Furthermore, they are required to state categorically that they are registering on their own behalf and are not seeking at any time to act in any manner which could be considered fraudulent nor are they seeking to impersonate any other individuals for any purpose whatsoever.

22.3

The Company's data collection procedures include the collection of Customers freely disclosed information as shared with UWin4U, in addition to the placement of cookies for the purpose of gathering data about the manner in which Customers interact with the UWin4U Site. These tools for gathering Customers information are employed for the purpose of ensuring the Customers own security and all data collected by UWin4U is shared only withpersonnel within UWin4U who are involved in customer management process. Such access willonly be granted on a need-to- know basis.

22.4

UWin4U will never disclose any private or otherwise confidential information in regards to our Customers to third parties without the express, written consent of our Customers, except in such specific cases in which disclosure is a requirement under law, or is otherwise necessary in order to perform verification analysis on the Customers identity for the purpose of safeguarding their account and securing their personal information. Only exception: It may be required to supply information to the Gambling Authority (such as the Malta Gaming Authority etc.) for regulatory compliance purpose.

22.5

By registering with UWin4U and through the voluntary interaction they undertake with UWin4U's products and/or services, the Customer confirms and agrees that they consent to the use of all or part of the information they supply concerning their UWin4U Customer account, the transactions they undertake through it and the interactions which they perform with UWin4U and on behalf of UWin4U. All interactions the Customer undertakes with UWin4U will be stored by UWin4U for the purposes of record and as such may be employed by UWin4U in such cases where disputes arise between Customers and UWin4U.

22.6

UWin4U will do its utmost to ensure the confidentiality of its Customers personal information including the implementation of data protection procedures designed to ensure Customer confidentiality. UWin4U ensures that its data protection policy is regularly updated in order to ensure that the Customers information is continually safeguarded.

22.7

From time to time, UWin4U may contact Customers whether by phone or email for the purpose of offering them further information about UWin4U. In addition, UWin4U may, on occasion, seek to contact Customers, whether by phone or email, for the purpose of informing them on unique promotional offerings provided by UWin4U for its Customer. Customers consent to receipt of such contact when they consent to our terms and conditions of use when registering with UWin4U. Any person wishing to opt out of further contact with UWin4U must contact customer support under support@UWin4U.com.

22.8

Any suspicious or fraudulent activities will be immediately reported to the relevant authorities, including but not limited to the Malta Gaming Authority of Malta (MGA).

SPORTS BETTING RULES

23.1

If a bet slip is not submitted within 90 days after the day following the completion of the betting event, any payment claims of the betting Customer are void. UWin4U reserves the right to delay payment of the winnings for 45 days following presentation of the bet slip.

23.2

In the following cases the bet is invalid or the betting contract is subsequently cancelled amicably with the legal consequence that the betting stake must be paid back to the Customer:

23.2.1

If the betting event does not take place as indicated in the odds (e.g. home advantage is exchanged) unless the home team exercises its home advantage - for whatever reasons - at a neutral sports facility.

23.2.2

If the bet is concluded after the betting event has begun, or if the bet does not comply with betting provisions. The time of the conclusion of the betting contract as determined by UWin4U is binding for the Customer.

23.2.3

If a betting event is cancelled or does not take place, unless

(a) an alternative date for the betting event is already confirmed at the time of the cancellation, and which is scheduled to take place within the following two days, calculated from the original designated start time (does not apply to matches which are cancelled or abandoned in the MLB, cf. Point 14f), or

(b) the betting event is to be completed as part of a sporting tournament (e.g. World, European or national championships, Olympic Games, tennis tournaments etc.).

23.2.4

If the betting event is stopped without an official evaluation taking place immediately following cancellation. Retrospective amendments to classification (e.g. a committee decision) shall therefore remain unconsidered.

23.2.5

If a tennis match is ended by a walkover or forfeit.

23.2.6

If matches in the Major League Baseball (MLB) are stopped or called off.

23.2.7

If on a betting slip there are bets placed for the same event more then once, the betting slip is void and all odds set to 1.0. This rule does not apply to bets, which are offered in such a way, that there is the same event existing more than once.

23.3

If a betting event is stopped and officially evaluated immediately after cancellation, then the bet is upheld and Point 1.16 applies accordingly. A tennis match ended by a walkover or forfeit counts as not having taken place and therefore the stake must be paid back to the Customer.

23.4

The following rules apply in particular for deciding the outcome of a bet:

23.4.1

The results announced immediately after the conclusion of the betting event will be decisive (e.g. the awards ceremony, provided that this takes place immediately after the betting event).

23.4.2

For football and ice hockey matches, the result at the end of regular playing time is decisive. Any added time or penalty shoot-outs, etc., have no effect on the betting contract unless the contractual parties have agreed otherwise and this has been noted in UWin4U's records (e.g. bet on progress in the European Cup).

23.4.3

If two or more contests of the same kind (e.g. two giant slaloms) take place at one location, all bets which are made prior to the commencement of the first event shall only be valid for the first event, unless some other arrangement has expressly been agreed upon.

23.4.4

For American football, basketball and baseball, the score including overtime will be used in evaluating all events and variations.

23.4.5

For "dead heats" (2 or more contestants in the same place), pay-outs shall be split accordingly (e.g.: for a wager of 100 with odds on the winner of 1.80, the pay-out is 180; for two winners the pay-out is therefore 90 each, three winners 60, and so on.). Should only two starters (teams) participate in a betting event (e.g. head-to- head bets) and if no undecided odds are quoted, then in the case of a "dead heat" the pay-outs are not split - rather, the entire wager is paid back.

23.5

For bets that refer to the showing of cards, the following rules apply:

23.5.1

Only the cards count that a sportsman is shown on the field during an event that he participates in.

23.5.2

A yellow/red card counts as a yellow card, but also as a red card.

23.5.3

Football goal scorer – If the Customer, on whose goal the bet has been placed, is not part of the starting line-up of his team, then this bet will be rated with an odd of 1.0.

23.6

If the event takes place in compliance with the current General Betting Provisions and if one participant or team does not appear at the event, then the bet is upheld ("play or pay"); this means that a bet placed by the Customer on a non-participant or a non- participating team is considered lost.

23.7

If multiple betting results are combined ("combination bet"), then the following is applicable:

23.7.1

If one or more events is cancelled, stopped or does not take place for other reasons, without a repeat of the event in terms of Point 23.2.3, or without an official evaluation in terms of Point 23.2.4, this (these) betting result(s) is (are) valued at odds of 1.00; this also applies to tennis matches ended by a walkover or forfeit.

23.7.2

If all betting events are cancelled, abandoned or do not take place for any other reason, without a repeat of the event in terms of Point 23.2.3, or without an official evaluation in terms of Point 23.2.4 then the betting contract shall be repealed retrospectively and the stake shall be paid back to the Customer. This also applies to tennis matches ended by a walkover or forfeit.

23.7.3

Will the contract be concluded after the start of one or more events, then the odd for this event is 1.00. If the bet will be placed after the start of all events, then Point 23.2.2 applies accordingly.

23.8

UWin4U assumes no responsibility whatsoever for deficient data links in connection with contract conclusions and/or for any circumstances which do not come under UWin4U's sphere of influence, such as non-transmitted, incomplete or destroyed data, from which losses may occur for the Customer, including pecuniary losses.

23.9

If a Customer loses an amount of money above the norm within a specific period of time, then UWin4U reserves the right to resort to appropriate measures for the protection of the Customer.

LIMITS ON WINNINGS

24.1

If a Customer places multiple similar bets (including the combination of single and combination bets), of which the total winnings exceeds the limit on winnings, UWin4U has the right to reduce the stake as much as is required in order to adhere to the limit on winnings.

24.2

UWin4U reserves the right to establish limits on winnings for individual Customers.

24.3

UWin4U reserves the right to reduce appropriately the limits on bets for which the total winnings exceed the limits set by UWin4U for the event, so that these limits are not exceeded.

BETTING RESTRICTIONS

25.1

The betting Customer expressly declares the correctness of all entries made while registering at UWin4U.com or any related website. The unintentional or intentional entry of incorrect Customer data (e.g. first and last name, date of birth, address, email address, etc.) will in any case result in all wagers and winnings associated with this Customer account being blocked from withdrawal.

25.2

A Customer must register personally and with the first deposit by remittance or credit card or any other payment method accepted by UWin4U to a bank account indicated by UWin4U, a customer account is opened for each registered Customer and all deposits, stakes, winnings and withdrawals are entered separately to this account.

25.3

As soon as a Customer deposit 200 Euro or more UWin4U will carry out a know your client (KYC) procedure.

25.4

Customers will be financially liable and bear any risks for betting accounts established at UWin4U. UWin4U will accept no liability for abuse of such accounts by unauthorized persons. Customers are therefore advised to keep their customer number, username and password confidential, since the Customer is financially liable for any transfer of funds to or from the account when a customer number or username, and/or password are used or subsequently obtained according to UWin4U’s safety procedures (e.g. via the "security question").

25.5

Deposits to the betting account can be made by remittance to the accounts indicated by UWin4U, by credit card or by other payment methods accepted by UWin4U.

25.6

Bets can only be accepted if the entire amount of the stake is credited to the balance of the account indicated by UWin4U prior to the bet or early enough in advance of the start of the sporting event(s) on which the bet(s) is/are being placed. In the case of credit card payment as well, bets can only be accepted if the credit card organization concerned confirms the amount early enough in advance (i.e. by the beginning of the event or prior to the betting).

25.7

Should the balance on the betting account not entirely cover the bet and the amount owed not be transferred to the account in time, UWin4U shall have the option of either cancelling the bet or accepting the bet with the balance actually available as the stake.

25.8

Any deposits to and pay-outs from the betting account requested by the Customer will without exception be accepted only in the currency offered by UWin4U. The Customer shall bear the risk of currency exchange. This also applies to the stakes paid when bets are placed.

25.9

Winnings will be credited to the betting account and may either be used for placing further bets or, at the explicit request of the Customer, be paid out in the same manner that the funds were deposited. No pay-outs are possible by way of postal money order, cash payment or non-negotiable cheque. UWin4U reserves the right to withhold payment until the Customer provides proof of identity. The full amount deposited must be placed on bets at least once before payment can be requested. Payments can only be made to the bank account or Moneybookers account of the Customer registered with UWin4U. Limits and processing fees may be applicable on both deposits and withdrawals.

25.10

Every UWin4U Customer is obliged to provide proof of identity prior to the first pay- out. UWin4U may at any time request that the Customer submit certain documents for proof of identity in order to verify their identity. UWin4U reserves the right to retain any and all funds and/or winnings until the requested documents are submitted. One or more of the following documents may be requested:

25.10.1

A copy of a valid identity document that has been issued by the competent authority of a recognized state or country, e.g. passport, personal identity card, driving licence; when verifying the identity of a Customer, UWin4U may also request a gas, water or electricity bill or a property rental agreement.

25.10.2

A copy of bank certification, account statements, e.g. for a Moneybookers account or similar.

25.11

Complaints on account statements and against the balances indicated therein must be lodged by registered letter no later than thirty (30) days after the end of the month during which the betting event took place.

25.12

If UWin4U obviously provides erroneous odds, UWin4U is entitled to amend such erroneous odds without additionally notifying the Customer and to make corresponding adjustments to the Customers betting account.

25.13

UWin4U is entitled to correct any obvious mistakes that result from errors occurring during the issue of account statements.

25.14

With respect to the data that is transmitted via the Internet in either direction between UWin4U and the Customer, UWin4U assumes no liability whatsoever for this data being complete or transmitted without error.

25.15

The Customer agrees to allow the telephone conversations with UWin4U to be recorded on magnetic storage media as well as to the collection and storage of the resulting media.

25.16

The Customer consents to UWin4U storing and using any of the Customers personal data which becomes known to UWin4U when bets are placed. Any personal data will only be available to individuals who have been authorised by UWin4U and who have the right to know such data to carry out their duties. The Customer furthermore agrees to receiving from UWin4U advertising material as well as other publications and information by mail, fax, text message or email. Odds lists will not be sent separately but may be viewed by the Customer at any time, either at UWin4U's website or on specific television text pages.

25.17

Only one registration, and therefore only one betting account, is permissible per Customer. All of the accounts of any Customer violating this term will be blocked, and all bonuses and/or resulting winnings will be declared void.

25.18

If it is revealed that a betting Customer has, in violation of the betting terms, opened more than one betting account and placed the same bet with these accounts, the limits on winnings will apply to the total winnings obtained through these bets. UWin4U will under no circumstances be liable toward the Customer for any theoretical loss of winnings as a result of such a reduction

25.19

By participating in a promotion, the Customer accepts the respective special terms and conditions for that promotion, communicated on the UWin4U website.

25.20

UWin4U reserves the right to restrict, limit or block access of certain Customers according to its sole, unhindered judgement.

25.21

All UWin4U time indications are based on Central European Time (CET).

FOOTBALL (SOCCER)

The official result after normal full time (90 minutes + injury time) is used to settle bets.

Extra time, golden goals or penalty shoot-outs do not count unless specifically stated.

Games must be played at least 85 minutes to have action. If not, all bets will be void, except those which already have been decided (e.g. first goal scorer, first corner, etc.).

If a game is postponed, it must start within 48 hours after the original starting time or bets will be void.

ICE HOCKEY

The official result after normal full time (60 minutes) is used to settle bets.

Extra time or sudden death does not affect the result unless specifically stated.

For NHL matches without a draw option (with or without a handicap) bets are always settled including extra time and shootout.

Games must be played at least 55 minutes to have action. If not, all bets will be void, except those which already have been decided (e.g. first goal scorer, etc.).

If a game is postponed, it must start within 48 hours after the original starting time or bets will be void.

AMERICAN FOOTBALL

Bets will be determined on the official final score, including extra time.

Games must be played at least 55 minutes to have action. If not, all bets will be void.

First half must be completed, for first-half bets to stand.

For second half betting, only the second half result, including overtime will count. No more than 5 minutes can remain of the match, for bets to stand.

If the final result is a draw, including the handicap, bets are void, unless an odds was given for the draw.

If a game is postponed, it must start within 48 hours after the original starting time or bets will be void.

BASKETBALL

Bets will be determined on the official final score, including extra time unless otherwise stated.

If the final result is a draw, including the handicap, bets are void, unless odds were given for the draw.

Games must have played at least 43 minutes to have action. If not, all bets will be void.

If a game is postponed, it must start within 48 hours after the original starting time or bets will be void.

BANDY

The official result after normal full time (90 minutes + injury time) is used to settle bets.

Extra time, golden goals or penalty shoot-outs do not count unless specifically stated.

Games must be played at least 85 minutes to have action. If not, all bets will be void, except those which already have been decided (e.g. first goal scorer, first corner, etc.).

If a game is postponed, it must start within 48 hours after the original starting time or bets will be void.

HANDBALL

The official result after normal full time (60 minutes) is used to settle bets.

Extra time or sudden death does not count unless specifically stated.

Games must be played at least 55 minutes to have action. If not, all bets will be void, except those which already have been decided (e.g. first goal scorer, etc.).

If a game is postponed, it must start within 48 hours after the original starting time or bets will be void.

FLOORBALL

The official result after normal full time (60 minutes) is used to settle bets.

Extra time or sudden death does not count unless specifically stated.

Games must be played at least 55 minutes to have action. If not, all bets will be void, except those which already have been decided (e.g. first goal scorer, etc.).

If a game is postponed, it must start within 48 hours after the original starting time or bets will be void.

TENNIS

Bets for a tennis match are valid as soon as the tennis ball did cross the net-line once.

If a match is not played (walk-over, player injured etc.) all bets are void.

The outcome of a match after he started (see §50) is valid, even a player did retire or is injured.

All outright and tournament match bets have action once 36 holes have been completed.

GOLF

For outright betting, play-offs will determine the tournament winner, if needed. For all other places, dead heat rules will apply.

Wagers placed on players not starting, will be refunded.

If there is no further play after a bet has been placed, it will be void.

All match bets and 2 & 3 ball bets have action once all players involved have teed off.

Winner will be the player completing the most holes. If both players complete the same number of holes, the player scoring the lowest total will be considered winner.

Should both players finish level in a match bet or a 2 ball, the bet will be void and stakes will be returned, unless a price was quoted for the tied result.

In the event of winners tying, in 3 ball or group betting, dead heat rules will apply.

If all players in the match-up fail to complete the round, or are disqualified, all bets are void and stakes refunded.

Any group or tournament bets with quotes for 6 or fewer players are void if ANY of the named players does not start his round/tournament.

If more than 6 players are quoted, stakes will be refunded on non-runners, and betting on other players will stand. If the total number of players remaining is less than 6, all bets will be void.

Dead heat rules will apply on group betting.

ATHLETICS

Betting on athletics is considered as all in, meaning that all bets stand even if the athlete does not compete (only outrights, in group betting and h2h the athletes needs to start).

The medal ceremony will determine the settlement of the bets, regardless of any future changes (like disqualification).

Should there be no medal ceremony; the official I.A.A.F. result will determine the outcome of the betting.

BOXING

If a fight is postponed or rescheduled all bets are void.

If a price is offered for the draw, bets on either fighter will be lost if the fight ends with a draw. If no price is offered for the draw, bets on either boxer will be void in case of a draw.

The judge’s decision, including points, KO, TKO or disqualification will decide bets on either boxer to win.

If a boxer fails to answer the bell for the next round, the fight will be deemed to have finished in the previous round.

If the scheduled number of rounds for any reason will be changed, all bets for boxers to win on points and all round by round bets will be void.

CYCLING

Outright betting (win and place) is considered all in, meaning that all bets stand even if the runner does not compete.

Head to Head betting and Group betting with one or more non-runners are void.

If both riders in a Head to Head match up or all riders in a Group fail to complete the stage/race, or are disqualified before 24.00 CET on the day of the race, all bets are void.

During Tour de France and Tour of Spain stage bets (or last stage for betting made on the entire competition) are settled in accordance with the results presented at 24.00 CET on the day of the race at the official website for the competition. All future changes will be left without any consideration.

MOTOR SPORT – FORMULA ONE/CART/INDY CAR

Betting on the Formula One/Cart/Indy car championship or specific Grand Prix races is considered as all in, meaning that all bets stand even if the racer does not compete.

The podium ceremony will determine the settlement of the bets, in specific Grand Prix races, regardless of any future changes (like disqualification).

Betting on the Formula One/Cart/Indy car championship is decided, based on the amount of points received over the season, immediately after the podium ceremony of the last race.

All future changes will be left without any consideration.

In match-ups (driver vs. driver) or group bets, all drivers must start, for bets to have action.

If, in a match race, both drivers fail to finish, the one with most completed laps will be determined as winner. If they complete the same number of laps, bets are void.

The signal for the warm-up lap is considered as the start of the race.

MOTOR SPORT - NASCAR

Betting on the Nascar championship or specific races is considered as all in, meaning that all bets stand even if the racer does not compete.

The podium ceremony will determine the settlement of the bets, in specific races, regardless of any future changes (like disqualification).

Betting on the Nascar championship is decided, based on the amount of points received over the season, immediately after the podium ceremony of the last race.

All future changes will be left without any consideration.

In match-ups (driver vs. driver) or group bets, all drivers must start, for bets to have action.

If, in a match race, both drivers fail to finish, the one with most completed laps will be determined as winner. If they complete the same number of laps, bets are void.

In case the starting driver is replaced during the race with another driver from the same team, the position the new driver finishes in will be awarded to the original driver.

The signal for the warm-up lap is considered as the start of the race.

ALPINE SPORTS

Bets on Outright is considered as all in, meaning that all bets stand, even if the skier doesn't compete.

In head-to- head matches both participants must start (leave the start gate). Otherwise the bets are considered void and the odds set to 1.00.

If both participants are disqualified in the 1st leg or, if both qualify for the 2nd leg but are disqualified in this leg, bets are considered void and the odds set to 1.00.

If one of the participants misses the qualification for 2nd leg his opponent is deemed the winner even if the opponent is disqualified in the 2nd leg.

If both participants fail to qualify for the 2nd leg the quickest time from the 1st leg wins.

In Super Combined, head to head, at least one of the participants must complete the entire event (both races) for the bet to stand.

The official result will be used to settle the bets.

BASEBALL (MLB)

All bets on MLB include extra innings. Bets stand regardless of starting pitcher (no named pitcher).

Games are official after 5 innings of play, if the away team is winning. The game is official after 4 1/2 innings of play, if the home team is winning. If a game goes past 5 innings and is later called off, suspended or postponed, the winner is determined by the score after the last full inning of play.

If a game is postponed, it must start within 5 hours after the original starting time or bets will be void.

TABLE TENNIS

Outright bets (win and place) are considered all in, meaning that a bet stands even if a player doesn't compete.

For a table tennis match to have action the whole match must be completed, meaning that a player must have won a match point. If not, all bets are void.

If a match is postponed or delayed, all bets will stand as long as the match is played within the tournament.

RALLY

H2H and H3H rules: Both/all drivers must start the race for bets to stand. The driver with the best final position wins. If none of the drivers complete the race, the driver who has completed the most stages wins. When a driver resigns from a leg and continues the rally in the next leg, we count it as a resigned driver. If both drivers resign from the race on the same stage, the bets will be refunded.